Imagine this—you are driving down the highway in your new caravan and another vehicle suddenly comes to a stop directly in front of you. You swerve to avoid hitting the vehicle and hear things banging around in the cabinets. You see things scattering around in the caravan in your peripheral vision. When you stop the caravan to take inventory of the damages, you find a broken bag of sugar and a spilled cereal box in the kitchen cabinets, and your…